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Visa Credit Card

Whether you’re building strong credit for the future, managing your household finances, or planning your dream vacation, a credit card from Rails West will meet your needs. 
  • Fixed interest rate as low as 7.99% APR.
  • No annual fee.
  • Rewards points earned on all purchases.

1st Time Borrower Visa & Share Secured Visa

  • Excellent program to get your credit score started on the right track.
  • Share Secured Visa is excellent for starting or re-establishing credit.
  • Great rewards and promotional offers.  
  • Instant issue available.
  • Low fixed interest rate.
  • No annual fee.

Activate the Verified by Visa feature for added protection when shopping online.

Verified By Visa

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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (208) 232-5746