Share Secured Loans

You don’t need to withdraw money from your savings account when you need funds for a purchase or unexpected expense.  Instead, let your savings account work for you!  A Share Secured Loan from Rails West is a great way to borrow money at a low rate and use your share account as collateral.  This could be a valuable option if you want to keep your savings account intact.

  • Low interest rates.
  • A great tool for establishing or re-building credit.
  • Your Share Savings Account continues to earn dividends during the loan period.
  • Secured funds are released as the loan principal is reduced through payments.
  • Flexible loan terms available.


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This credit union is federally insured by the National Credit Union Administration.
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