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Share Secured Loans

You don’t need to withdraw money from your savings account when you need funds for a purchase or unexpected expense.  Instead, let your savings account work for you!  A Share Secured Loan from Rails West is a great way to borrow money at a low rate and use your share account as collateral.  This could be a valuable option if you want to keep your savings account intact.

  • Low interest rates.
  • A great tool for establishing or re-building credit.
  • Your Share Savings Account continues to earn dividends during the loan period.
  • Secured funds are released as the loan principal is reduced through payments.
  • Flexible loan terms available.

Apply For A Loan       Our Current Rates


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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (208) 232-5746