Our Payday Alternative Loan is different from a traditional payday loan. With a traditional payday loan you are probably paying extremely high interest rates and fees. There are no outrageous fees or interest rates with a Payday Alternative Loan from Rails West. And, you have the opportunity to stretch out the repayment to a manageable monthly payment over several months, helping you escape the never ending cycle that may be digging you deeper into debt.
- Terms from 1 to 6 months.
- Low application fee of $20.
- Loans from $300 to $950.
- Great solution to the higher rate alternatives.
Life happens and we understand. A Signature Loan from Rails West helps with short-term financing needs and requires no collateral.
- Terms from 6 to 36 months.
- Low interest rates.
- No application fee.
Overdraft Protection is a pre-approved line of credit that will automatically transfer funds to your checking account if there is insufficient funds to cover checks you’ve written or ACH withdrawals.
- Avoid costly fees.
- Low monthly payment.
- Great protection for the occasional balancing error.