Rates Effective As of Jan 1, 2015
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AUTO
Term
APR* As Low As
Up To 100% Financing
APR* As Low As
90% Financing
Rate Type
New
72 Months
2.59%
2.49%
Fixed
2010 & Newer
48 Months
2.24%
2.19%
Fixed
60 Months
2.39%
2.29%
Fixed
72 Months
2.59%
2.49%
Fixed
Used 2005-2009
48 Months
2.49%
2.39%
Fixed
60 Months
2.69%
2.59%
Fixed
Used 2001-2004
24 Months
4.99%
4.75%
Fixed
36 Months
4.99%
4.75%
Fixed
48 Months
4.99%
4.75%
Fixed
* Interest Rates listed are the best rates and include a relationship discount of 0.50%. Your actual rate will change if you don't meet the minimum requirements. Please see the credit union for discount details. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. APR is the Annual Percentage Rate.
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LARGE RECREATIONAL VEHICLES**
Term
APR* As Low As
Up To 100% Financing
APR* As Low As
90% Financing
Rate Type
New 144 Months 6.09% 5.59% Fixed
180 Months 6.49% 5.99% Fixed
2010 & Newer 60 Months 3.99% 3.89% Fixed
72 Months 3.99% 3.89% Fixed
96 Months 3.99% 3.89% Fixed
120 Months 3.99% 3.89% Fixed
144 Months 6.09% 5.59% Fixed
2006-2009 60 Months 4.90% 4.80% Fixed
72 Months 5.15% 5.05% Fixed
96 Months 5.35% 5.15% Fixed
2003-2005 48 Months 5.60% 5.50% Fixed
60 Months 5.60% 5.50% Fixed
* Interest Rates listed are the best rates and include a relationship discount of 0.50%. Your actual rate will change if you don't meet the minimum requirements. Please see the credit union for discount details. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. APR is the Annual Percentage Rate. ** Large Recreation Vehicles include fifth wheels, camp trailers, motorhomes, and larger boats.
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PERSONAL RECREATIONAL VEHICLES**
Term
APR* As Low As
Up To 100% Financing
APR* As Low As
90% Financing
Rate Type
New 72 Months 3.99% 3.89% Fixed
2012 - 2014 24 Months 3.99% 3.89% Fixed
36 Months 3.99% 3.89% Fixed
48 Months 3.99% 3.89% Fixed
60 Months 3.99% 3.89% Fixed
2010 - 2011 24 Months 3.99% 3.89% Fixed
36 Months 3.99% 3.89% Fixed
48 Months 3.99% 3.89% Fixed
2005- 2009 24 Months 4.90% 4.80% Fixed
36 Months 4.90% 4.80% Fixed
48 Months 4.90% 4.80% Fixed
* Interest Rates listed are the best rates and include a relationship discount of 0.50%. Your actual rate will change if you don't meet the minimum requirements. Please see the credit union for discount details. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. APR is the Annual Percentage Rate. ** Large Recreation Vehicles include fifth wheels, camp trailers, motorhomes, and larger boats.
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PERSONAL / SIGNATURE
Term
APR* As Low As
Rate Type
  12 Mos 6.49% Fixed
24 Mos 7.49% Fixed
36 Mos 7.69% Fixed
* Interest Rates listed are the best rates and include a relationship discount of 0.50%. Your actual rate will change if you don't meet the minimum requirements. Please see the credit union for discount details. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. APR is the Annual Percentage Rate.
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SHARE SECURED
Term
APR* As Low As
Rate Type
Call for current rates
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HOME EQUITY LINES OF CREDIT**
DRAW / REPAYMENT PERIOD
RATE*
RATE TYPE
RATE CAP
Standard 80% LTV 5yrs / 10yrs 4.00% Variable 10.00%
Standard 90% LTV 5yrs / 10yrs 5.25% Variable 11.25%
Standard 80% LTV 5yrs / 7yrs 6.39% Fixed n/a
Standard 90% LTV 5yrs / 7yrs 7.39% Fixed n/a
Draw Plus 80% LTV 10 yrs / 10 yrs 4.25%* Variable 10.25%
* Interest Rates listed are the best rates. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. *Variable rates are indexed to the Wall Street Journal prime rate. Floor rate of 3.25% and rate cap of 6% above initial start rate applies. APR is the Annual Percentage Rate.
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HOME EQUITY LOANS
Term
80%
85%
90%
Rate Type
5 Years 5.125% 5.75% 6.125% Fixed
7 Years 5.50% 6.125% 6.50% Fixed
10 Years 5.75% 6.50% 6.75% Fixed
12 Years 6.125% 6.875% 7.125% Fixed
* Interest Rates listed are the best rates. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. APR is the Annual Percentage Rate.
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IN HOUSE SPECIALTY MORTGAGES
Term
RATE*
Up To 80% Financing
Rate Type
  10 Years 3.99% Fixed
  7 Years 3.99% Fixed
  5 Years 3.99% Fixed
 
 
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This credit union is federally insured by the National Credit Union Administration.
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